Buying Dubai Property From India
The practical route for Indian buyers: the LRS remittance limit and how families plan around it, what to declare, full foreign ownership, and registered Dubai prices, not broker talk.
Full ownership
Freehold zones are open to all nationalities. DLD/ADREC-registered title in your name.
No UAE tax on rent
No personal income tax on rental income and no annual property tax in the UAE.
Golden Visa from AED 2M
10-year renewable residency from AED 2M registered value, family included, off-plan eligible.
Buy remotely
A notarised, attested power of attorney lets you complete without flying out.
Getting the money there
Indian residents remit abroad under the RBI’s Liberalised Remittance Scheme (LRS), currently USD 250,000 per person per financial year. Overseas property purchase is a permitted use, and family members can each use their own limit towards a jointly owned property, which is how most Indian buyers structure an AED 2M+ purchase.
Off-plan payment plans work naturally with the LRS: instalments spread across financial years can sit within annual limits. Plan the schedule against the limit before reserving. We do this with you.
What India expects from you
- Foreign property and foreign income are declared in your Indian return (Schedule FA for foreign assets).
- Indian residents are taxed in India on worldwide income, rent from a Dubai property is declarable in India even though the UAE charges no personal tax on it.
- TCS (tax collected at source) applies to LRS remittances above the threshold. It is creditable against your Indian tax, not an extra cost, but budget for the cashflow.
Pointers, not advice, confirm your position with the Income Tax Department / RBI or your own adviser before committing. We'll happily join that call.
Priced against the registry, not the brochure
Buying from India, your biggest risk is information distance. You can't walk the building, so you're relying on whoever is on the ground. Every recommendation we make carries the DLD/ADREC registered numbers behind it: what units in that building actually sold for, what tenants actually pay, never asking prices. That's the whole point of this brokerage.
Questions India buyers ask
Is Dubai property legal for Indian residents?
Yes, overseas property is a permitted use of the LRS route. The structuring question is the annual limit, which families commonly combine. Take current FEMA advice for your specific situation.
Can I pay a Dubai developer in rupees?
No. You remit through your bank under LRS and pay in AED. We sequence developer instalment dates against your remittance planning.
Does an AED 2M purchase get me the Golden Visa?
Yes, the 10-year visa applies from AED 2M of registered value, including off-plan, with your spouse and children included. See our Golden Visa page.