Off-Plan Payment Plan Calculator
See exactly what leaves your account, and when, pick a live project or model any plan, with the right fees for each emirate.
Your purchase
Payment plan
Secure it for
AED 355,250
down + fees, first 30 days
Then just
AED 52,083/month
during construction (assumes 24 months)
At handover
AED 1,000,000
often mortgageable
Total incl. fees
AED 2,605,250
DLD fee 4% + admin
| Milestone | When | Amount |
|---|---|---|
| Downpayment (10%) | On booking | AED 250,000 |
| During construction (50%) | ≈ AED 52,083/month × 24 | AED 1,250,000 |
| Handover (40%) | On completion | AED 1,000,000 |
| DLD fee (4%) | On booking | AED 100,000 |
| Admin / Oqood (est.) | On booking | AED 5,250 |
Estimates for planning only, exact milestones follow the developer's SPA schedule.
Danny Anderson
Director · View profile →
Get this schedule
The full milestone schedule, sent to you, plus what's negotiable on this plan.
WhatsApp a SpecialistHow UAE payment plans work
An off-plan payment plan splits the purchase price into instalments during construction, with the remainder due at (or after) handover. A "60/40" plan means 60% is paid in stages before handover and 40% on completion. All payments go into a regulator-controlled escrow account.
The real difference between plans is cashflow shape, not total cost: a post-handover plan smooths payments past completion; an 80/20 plan front-loads commitment but leaves a small completion payment. Model both before choosing a project, developers rarely discount for heavier front-loading, so lighter early cashflow generally wins for investors.