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Off-Plan Payment Plan Calculator

See exactly what leaves your account, and when, pick a live project or model any plan, with the right fees for each emirate.

Loaded with 105 Residences by Kamdar on AED 825K: 10% on booking, 35% during construction, 5% upon handover, 50% within 50 months post handover (1% each month). Change any number below. Back to 105 Residences by Kamdar

Your purchase

Payment plan
Secure it for
AED 120,750
down + fees, first 30 days
Then just
AED 22,212 equivalent/month
averaged over construction, actual milestones vary
At handover
AED 41,250
often mortgageable
Total incl. fees
AED 863,250
DLD fee 4% + admin
MilestoneWhenAmount
Downpayment (10%)On bookingAED 82,500
During construction (35%)≈ AED 22,212 equivalent per month over 13 monthsAED 288,750
Handover (5%)On completionAED 41,250
Post-handover (50%)After you get the keysAED 412,500
DLD fee (4%)On bookingAED 33,000
Admin / Oqood (est.)On bookingAED 5,250
Estimates for planning only, exact milestones follow the developer's SPA schedule.
Danny Anderson
Danny Anderson
Director · View profile →

Get this schedule

The full milestone schedule for 105 Residences by Kamdar, sent to you, plus what's negotiable on this plan.
Usually replies within 5 minutes

How UAE payment plans work

An off-plan payment plan splits the purchase price into instalments during construction, with the remainder due at (or after) handover. A "60/40" plan means 60% is paid in stages before handover and 40% on completion. All payments go into a regulator-controlled escrow account.

The real difference between plans is cashflow shape, not total cost: a post-handover plan smooths payments past completion; an 80/20 plan front-loads commitment but leaves a small completion payment. Model both before choosing a project, developers rarely discount for heavier front-loading, so lighter early cashflow generally wins for investors.

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