Home · Tools · Payment plan calculator

Off-Plan Payment Plan Calculator

See exactly what leaves your account, and when, pick a live project or model any plan, with the right fees for each emirate.

Loaded with Antalya on AED 1.18M: 20% on booking, 29% during construction (1% per month), 1% upon handover, 50% within 50 months ph (1% per month). Change any number below. Back to Antalya

Your purchase

Payment plan
Secure it for
AED 287,902
down + fees, first 30 days
Then just
AED 37,216 equivalent/month
averaged over construction, actual milestones vary
At handover
AED 11,777
often mortgageable
Total incl. fees
AED 1,230,075
DLD fee 4% + admin
MilestoneWhenAmount
Downpayment (20%)On bookingAED 235,543
During construction (79%)≈ AED 37,216 equivalent per month over 25 monthsAED 930,396
Handover (1%)On completionAED 11,777
DLD fee (4%)On bookingAED 47,109
Admin / Oqood (est.)On bookingAED 5,250
Estimates for planning only, exact milestones follow the developer's SPA schedule.
Salem Mohamed
Salem Mohamed
Partner · View profile →

Get this schedule

The full milestone schedule for Antalya, sent to you, plus what's negotiable on this plan.
Usually replies within 5 minutes

How UAE payment plans work

An off-plan payment plan splits the purchase price into instalments during construction, with the remainder due at (or after) handover. A "60/40" plan means 60% is paid in stages before handover and 40% on completion. All payments go into a regulator-controlled escrow account.

The real difference between plans is cashflow shape, not total cost: a post-handover plan smooths payments past completion; an 80/20 plan front-loads commitment but leaves a small completion payment. Model both before choosing a project, developers rarely discount for heavier front-loading, so lighter early cashflow generally wins for investors.

More tools