Home · Tools · Payment plan calculator

Off-Plan Payment Plan Calculator

See exactly what leaves your account, and when, pick a live project or model any plan, with the right fees for each emirate.

Loaded with Eden Golf Views 1 on AED 575K: 20% on booking, 20% during construction, 12% upon handover, 48% during 24 months post handover. Change any number below. Back to Eden Golf Views 1

Your purchase

Payment plan
Secure it for
AED 131,750
down + fees, first 30 days
Then just
AED 115,000 equivalent/month
averaged over construction, actual milestones vary
At handover
AED 69,000
often mortgageable
Total incl. fees
AED 591,750
ARRA fee 2% + admin
MilestoneWhenAmount
Downpayment (20%)On bookingAED 115,000
During construction (20%)≈ AED 115,000 equivalent per month over 1 monthsAED 115,000
Handover (12%)On completionAED 69,000
Post-handover (48%)After you get the keysAED 276,000
ARRA fee (2%)On bookingAED 11,500
Admin / registration (est.)On bookingAED 5,250
Estimates for planning only, exact milestones follow the developer's SPA schedule.
Salem Mohamed
Salem Mohamed
Partner · View profile →

Get this schedule

The full milestone schedule for Eden Golf Views 1, sent to you, plus what's negotiable on this plan.
Usually replies within 5 minutes

How UAE payment plans work

An off-plan payment plan splits the purchase price into instalments during construction, with the remainder due at (or after) handover. A "60/40" plan means 60% is paid in stages before handover and 40% on completion. All payments go into a regulator-controlled escrow account.

The real difference between plans is cashflow shape, not total cost: a post-handover plan smooths payments past completion; an 80/20 plan front-loads commitment but leaves a small completion payment. Model both before choosing a project, developers rarely discount for heavier front-loading, so lighter early cashflow generally wins for investors.

More tools