Home · Tools · Payment plan calculator

Off-Plan Payment Plan Calculator

See exactly what leaves your account, and when, pick a live project or model any plan, with the right fees for each emirate.

Loaded with Marina Shores on AED 4.47M: 20% on booking, 60% during construction, 20% upon handover. Change any number below. Back to Marina Shores

Your purchase

Payment plan
Secure it for
AED 1,077,543
down + fees, first 30 days
Then just
AED 206,210 equivalent/month
averaged over construction, actual milestones vary
At handover
AED 893,578
often mortgageable
Total incl. fees
AED 4,651,854
DLD fee 4% + admin
MilestoneWhenAmount
Downpayment (20%)On bookingAED 893,578
During construction (60%)≈ AED 206,210 equivalent per month over 13 monthsAED 2,680,733
Handover (20%)On completionAED 893,578
DLD fee (4%)On bookingAED 178,716
Admin / Oqood (est.)On bookingAED 5,250
Estimates for planning only, exact milestones follow the developer's SPA schedule.
Trude Roberts
Trude Roberts
Partner · View profile →

Get this schedule

The full milestone schedule for Marina Shores, sent to you, plus what's negotiable on this plan.
Usually replies within 5 minutes

How UAE payment plans work

An off-plan payment plan splits the purchase price into instalments during construction, with the remainder due at (or after) handover. A "60/40" plan means 60% is paid in stages before handover and 40% on completion. All payments go into a regulator-controlled escrow account.

The real difference between plans is cashflow shape, not total cost: a post-handover plan smooths payments past completion; an 80/20 plan front-loads commitment but leaves a small completion payment. Model both before choosing a project, developers rarely discount for heavier front-loading, so lighter early cashflow generally wins for investors.

More tools