Off-Plan Payment Plan Calculator
See exactly what leaves your account, and when, pick a live project or model any plan, with the right fees for each emirate.
Loaded with Oceana on AED 522K: 100% on booking. Change any number below. Back to Oceana
Your purchase
Payment plan
Secure it for
AED 537,202
down + fees, first 30 days
Total incl. fees
AED 537,202
Fujairah Municipality fee 2% + admin
| Milestone | When | Amount |
|---|---|---|
| Downpayment (100%) | On booking | AED 521,522 |
| Fujairah Municipality fee (2%) | On booking | AED 10,430 |
| Admin / registration (est.) | On booking | AED 5,250 |
Estimates for planning only, exact milestones follow the developer's SPA schedule.
Salem Mohamed
Partner · View profile →
Get this schedule
The full milestone schedule for Oceana, sent to you, plus what's negotiable on this plan.
WhatsApp a SpecialistUsually replies within 5 minutes
How UAE payment plans work
An off-plan payment plan splits the purchase price into instalments during construction, with the remainder due at (or after) handover. A "60/40" plan means 60% is paid in stages before handover and 40% on completion. All payments go into a regulator-controlled escrow account.
The real difference between plans is cashflow shape, not total cost: a post-handover plan smooths payments past completion; an 80/20 plan front-loads commitment but leaves a small completion payment. Model both before choosing a project, developers rarely discount for heavier front-loading, so lighter early cashflow generally wins for investors.