Home · Tools · Payment plan calculator

Off-Plan Payment Plan Calculator

See exactly what leaves your account, and when, pick a live project or model any plan, with the right fees for each emirate.

Loaded with Royal Park on AED 3.88M: 30% on booking, 48% during construction, 22% upon handover. Change any number below. Back to Royal Park

Your purchase

Payment plan
Secure it for
AED 1,246,804
down + fees, first 30 days
Then just
AED 143,256 equivalent/month
averaged over construction, actual milestones vary
At handover
AED 853,568
often mortgageable
Total incl. fees
AED 3,962,702
ADM fee 2% + admin
MilestoneWhenAmount
Downpayment (30%)On bookingAED 1,163,957
During construction (48%)≈ AED 143,256 equivalent per month over 13 monthsAED 1,862,330
Handover (22%)On completionAED 853,568
ADM fee (2%)On bookingAED 77,597
Admin / registration (est.)On bookingAED 5,250
Estimates for planning only, exact milestones follow the developer's SPA schedule.
Trude Roberts
Trude Roberts
Partner · View profile →

Get this schedule

The full milestone schedule for Royal Park, sent to you, plus what's negotiable on this plan.
Usually replies within 5 minutes

How UAE payment plans work

An off-plan payment plan splits the purchase price into instalments during construction, with the remainder due at (or after) handover. A "60/40" plan means 60% is paid in stages before handover and 40% on completion. All payments go into a regulator-controlled escrow account.

The real difference between plans is cashflow shape, not total cost: a post-handover plan smooths payments past completion; an 80/20 plan front-loads commitment but leaves a small completion payment. Model both before choosing a project, developers rarely discount for heavier front-loading, so lighter early cashflow generally wins for investors.

More tools