Home · Tools · Payment plan calculator

Off-Plan Payment Plan Calculator

See exactly what leaves your account, and when, pick a live project or model any plan, with the right fees for each emirate.

Loaded with Taj Wellington Mews on AED 1.70M: 20% on booking, 10% after 2 months from booking, 70% upon handover. Change any number below. Back to Taj Wellington Mews

Your purchase

Payment plan
Secure it for
AED 345,107
down + admin, first 30 days (RAK Municipality fee comes later)
Then just
AED 6,797 equivalent/month
averaged over construction, actual milestones vary
At handover
AED 1,257,469
incl. RAK Municipality fee 4%, often mortgageable
Total incl. fees
AED 1,772,504
RAK Municipality fee 4% + admin
MilestoneWhenAmount
Downpayment (20%)On bookingAED 339,857
During construction (10%)≈ AED 6,797 equivalent per month over 25 monthsAED 169,928
Handover (70%)On completionAED 1,189,498
RAK Municipality fee (4%)On handoverAED 67,971
Admin / registration (est.)On bookingAED 5,250
Estimates for planning only, exact milestones follow the developer's SPA schedule.
Salem Mohamed
Salem Mohamed
Partner · View profile →

Get this schedule

The full milestone schedule for Taj Wellington Mews, sent to you, plus what's negotiable on this plan.
Usually replies within 5 minutes

How UAE payment plans work

An off-plan payment plan splits the purchase price into instalments during construction, with the remainder due at (or after) handover. A "60/40" plan means 60% is paid in stages before handover and 40% on completion. All payments go into a regulator-controlled escrow account.

The real difference between plans is cashflow shape, not total cost: a post-handover plan smooths payments past completion; an 80/20 plan front-loads commitment but leaves a small completion payment. Model both before choosing a project, developers rarely discount for heavier front-loading, so lighter early cashflow generally wins for investors.

More tools