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Off-Plan Payment Plan Calculator

See exactly what leaves your account, and when, pick a live project or model any plan, with the right fees for each emirate.

Loaded with The Terraces at Sobha City on AED 5.09M: 20% on booking, 40% during construction, 40% upon handover. Change any number below. Back to The Terraces at Sobha City

Your purchase

Payment plan
Secure it for
AED 1,125,325
down + fees, first 30 days
Then just
AED 55,041 equivalent/month
averaged over construction, actual milestones vary
At handover
AED 2,036,500
often mortgageable
Total incl. fees
AED 5,198,326
ADM fee 2% + admin
MilestoneWhenAmount
Downpayment (20%)On bookingAED 1,018,250
During construction (40%)≈ AED 55,041 equivalent per month over 37 monthsAED 2,036,500
Handover (40%)On completionAED 2,036,500
ADM fee (2%)On bookingAED 101,825
Admin / registration (est.)On bookingAED 5,250
Estimates for planning only, exact milestones follow the developer's SPA schedule.
Trude Roberts
Trude Roberts
Partner · View profile →

Get this schedule

The full milestone schedule for The Terraces at Sobha City, sent to you, plus what's negotiable on this plan.
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How UAE payment plans work

An off-plan payment plan splits the purchase price into instalments during construction, with the remainder due at (or after) handover. A "60/40" plan means 60% is paid in stages before handover and 40% on completion. All payments go into a regulator-controlled escrow account.

The real difference between plans is cashflow shape, not total cost: a post-handover plan smooths payments past completion; an 80/20 plan front-loads commitment but leaves a small completion payment. Model both before choosing a project, developers rarely discount for heavier front-loading, so lighter early cashflow generally wins for investors.

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