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FEES & COSTS

Mortgage registration fee

The DLD fee for registering a mortgage against a Dubai property: 0.25% of the loan amount plus AED 290. Paid at transfer alongside the main 4% fee whenever a purchase is financed.

A financed purchase also needs the bank’s property valuation (AED 2,500 to 3,500) and, on resales where the seller has a mortgage, a liability letter and blocking process that adds a week or two to the timeline. The mortgage calculator on this site itemises the full financed-purchase stack.

Mortgage advisory tool

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DLD transfer feeAgency commissionService chargesChiller-freeHousing fee (Dubai Municipality)The full glossary →

This explains the general case. If Mortgage registration fee has come up in a live deal of yours, talk to the team: specific answers, registered numbers, no obligation.